Check Expensify Card limit

Your Expensify Visa® Commercial Card comes with a Smart Limit that updates automatically after each purchase. This limit is set by your Domain Admin and is affected by your company’s available funds.

Here’s how to check your card’s Smart Limit:

  1. Click your profile image in the bottom left menu.
  2. Select Wallet from the left-hand menu.
  3. Click your Expensify Card to view your Smart Limit.
  1. Tap your profile image in the bottom menu.
  2. Tap Wallet.
  3. Tap your Expensify Card to view your Smart Limit.

View Wallet section on desktop Select Expensify Card to view Smart Limit


How is the Domain Limit determined?

The Domain Limit is the maximum combined spending limit for all Expensify Cards in your domain. It’s calculated using:

  • Available balance in the verified bank account set as your settlement account
  • Pending expenses and unsettled transactions
  • Funds availability tracked via Plaid
  • Settlement cycle timing, which usually takes three business days

What affects the Domain Limit?

  • Available funds: A sudden drop in your linked bank account can reduce your Domain Limit.
  • Pending expenses: Large, unprocessed purchases temporarily reduce your spending capacity.
  • Processing settlements: Until the previous cycle settles, your limit adjusts dynamically.

Note: If your Domain Limit is $0, cardholders won’t be able to make purchases.

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