Connect a Personal Bank Account
You can add a personal bank account to receive reimbursements in over 190 countries. All personal accounts are managed under Settings > Wallet > Bank Accounts. The steps differ depending on whether you’re connecting a US or non-US account.
Add a U.S. Bank Account
For U.S. accounts, Expensify uses Plaid, a secure third-party provider that verifies your banking information.
To connect a U.S. bank account:
- Go to Settings > Wallet > Bank Accounts.
- Click Add Bank Account.
- Select United States as your country.
- Follow the Plaid connection flow:
- Choose your bank.
- Enter your credentials.
- Once complete, your account will appear in the Bank Accounts section.
Add a Non-U.S. Bank Account
Non-U.S. accounts are added manually by entering your bank details. The fields vary depending on your country and currency.
To connect a non-U.S. bank account:
- Go to Settings > Wallet > Bank Accounts.
- Click Add Bank Account.
- Select your country.
- Confirm or update the currency (defaults to local currency).
- Enter your bank account details, which may include:
- Account number
- Routing or SWIFT code
- Optional fields (clearly marked)
- Select your account type (e.g., Current or Savings).
- Enter your bank name and address.
- Add your personal details, such as name and residential address.
- Some fields may auto-fill from your profile.
- Review your details on the Confirmation screen.
- Tap any field to edit.
- Accept the Terms of Service and click Confirm.
- Once connected, your account will appear in the Bank Accounts section.
FAQ
Can I add more than one personal bank account?
Yes. You can add multiple accounts, but only one can be selected as the default for reimbursements.
Can I delete a bank account?
Yes. Use the three-dot overflow menu beside any account to delete it.
Is there a fee to add a personal account?
No. Expensify does not charge you to add or use a personal account. It’s included in your Expensify subscription.
Are there countries where personal bank accounts aren’t supported?
Yes. Expensify supports personal bank accounts from 190+ countries, but there’s a small number not supported. The full list of supported countries is available when adding a personal bank account.