To receive a reimbursement after submitting an expense report, you must first connect a personal bank account to Expensify. Once your employer approves your report or invoice, the reimbursement is deposited directly into your bank account.

Processing Times:

• U.S. and global payments generally take 4-5 business days:
  • 2 days for the business account to process the debit
  • 2-3 business days for ACH or wire transfer to your account
• Payments initiated after 3 p.m. PST or on weekends/bank holidays may be delayed.
• If your payment qualifies for Rapid Reimbursement, you may receive it sooner.

Your company or client also has the option to pay you via check, a third-party payment processor, or outside of Expensify. Check with your Workspace Admin or payor to confirm the payment method.

Rapid Reimbursement (U.S. Only)

Expensify’s Rapid Reimbursement allows eligible ACH payments to process within one business day if they meet the following conditions:

• Deposit-only accounts: Payment must not exceed $100.
• Verified business bank accounts: Total disbursements must not exceed $10,000 within 24 hours.

If payments exceed these limits, they follow the standard 4-5 business day ACH timeframe.

Global Reimbursements via Wise

For employees outside the U.S., Expensify partners with Wise (formerly TransferWise) to enable faster global reimbursements.

How It Works

1. Sign up for a Wise account to receive a USD checking account number and ACH routing number.
2. Add these details as a deposit-only bank account in Expensify.
3. When your reimbursement is approved, it is deposited into your Wise account.
4. Convert funds into 40+ currencies or withdraw them to your local bank. UK and EU users can also request a Wise debit card.

Setting Up Wise for Expensify

1. Confirm with your employer if USD expenses can be submitted.
2. Open a Wise Borderless Account and complete verification (may take up to 3 days).
3. Add your Wise USD account and ACH routing number to Expensify.

Important: Use the ACH routing number, not the wire transfer routing number.

Expensify will automatically convert non-USD expenses to USD before submission.

Third-Party Payment Options

Expensify integrates with PayPal and Venmo to provide alternative reimbursement options.

Benefits of Third-Party Payments

• Faster reimbursements compared to standard ACH transfers.
• Enhanced security via trusted payment platforms.
• Streamlined expense management within Expensify.

Connecting a Third-Party Payment Option

1. Log into your Expensify account.
2. Navigate to Settings > Account > Payments > Alternative Payment Accounts.
3. Select PayPal or Venmo:
   • PayPal: Enter your PayPal.Me username.
   • Venmo: Enter your mobile number (must match your Venmo account).

FAQ

Can I link multiple third-party payment providers?

Yes, you can link both PayPal and Venmo to your Expensify account.

Is there a limit on third-party reimbursements?

Limits depend on Expensify settings and third-party provider restrictions.

How can I track my reimbursement?

For ACH and global payments, Expensify displays the expected deposit date at the top of your expense report and in the report comments.

What currency will my global reimbursement be in?

Expensify will reimburse you in your local currency, based on the conversion at the time of payout.